Asset Management & Reporting Analyst, Loan/TPO

POSITION DESCRIPTION:

EnFin is a financial services company that provides financing for residential solar PV and energy efficiency upgrades, backed by the PV panel manufacturer, Qcells. Through its extensive dealer network, EnFin offers consumers a variety of loan and TPO (“third-party owned”) products that help to make the purchase of an energy system more affordable. EnFin funds its business by selling and/or pledging residential solar receivables to complex funding vehicles.  These vehicles are funded by 3^rd party investors that include large asset managers, investment banks, and insurance companies.

EnFin is looking for an energetic team member to join the Asset management team. The Analyst will work as part of a newly formed Asset Management Team, which sits within Capital Markets.  The Asset Management team is responsible for managing, monetizing, and reporting on EnFin’s $1B+ portfolio of residential solar receivables.  The Analyst will play a critical role in utilizing tech-enabled solutions to develop and automate deliverables for investors.  This is an external-facing role, with the opportunity to develop a network of Wall Street professionals.

This position will be based out of one of our offices in Irvine, CA; San Francisco, CA; or Teaneck, NJ, with a potential in-office schedule set at the direct manager’s discretion in accordance with the company policies and procedures. Remote work may be considered for exceptional cases.

RESPONSIBILITIES

• Develop and distribute recurring reports for investors.
• Calculate and submit borrowing requests to investors.
• Execute loan and TPO sales to purchasers.
• Manage receivable pool selection for all capital markets transactions.
• Work with 3^rd party billing and servicing vendors to ensure optimal asset performance.
• Ad-hoc asset performance analysis.
• Aid in implementing the company's Asset and Liability Management (ALM) approach, emphasizing interest rate risk containment and adept funding & liquidity operations.
• Provide analysis to support the continuous evolution of the company's strategy
• Collaborate with Technology, Operations, Finance and Accounting teams.

REQUIRED QUALIFICATIONS

• Bachelor’s degree in finance, economics, business administration, engineering or related field with a minimum of 2+ years of relevant experience in a finance related role.
• Basic understanding of consumer lending, credit underwriting, and consumer asset backed securities (ABS) markets.
• Proficiency in MS Office Suite and Excel (Pivot tables, lookups & VBA).
• Excellent analytical skills and relentless attention to detail. 
• Interest in incorporating AI, machine learning, and automation into everyday tasks.
• Strong work ethic and ability to research, identify, and troubleshoot problems independently.
• Excellent written and verbal communication skills and ability to manage relationships with internal and external stakeholders.
• Ability to adapt and work well in a fast-paced work environment as well as accept and learn from feedback quickly.

PREFERRED QUALIFICATIONS

• Master's degree or certification in finance, economics, business intelligence, analytics, or a related field.
• Experience with SQL, Python or SAS.
• Passion for renewable energy finance.

Hanwha Q CELLS America Inc. (“HQCA”) is a Qcells company, one of the world’s largest manufacturers and providers of solar photovoltaic (PV) products and solutions.  Headquartered in Irvine, California, HQCA has been rapidly expanding its business in North America through the expansion of products and solutions, including distributed energy solutions, direct-to-homeowner solar sales and financing, and EPC services.  We provide an opportunity to be part of an exciting and growing world-class global business in an interesting and expanding industry of the future.